Voluntary Benefits

  • LMU provides access to MetLife's special group rates and policy discounts for auto, home, landlord's rental dwelling, condo, mobile home, renter's, recreational vehicle, boat and personal excess liability (umbrella) policies.

  • MetLife's MetLaw Legal Services provide direct access to a network of attorneys who provide telephone advice and office consultations on an unlimited number of personal legal matters.

  • MetLife's Critical Illness Insurance helps bridge the financial gap between what medical insurance covers and the added expenses associated with heart attacks, strokes, cancer, kidney failure, major organ transplant or coronary artery bypass graft. In the event a faculty/staff member experiences a critical illness, MetLife Critical Illness Insurance provides a lump-sum benefit.

  • MetLife's Pet Insurance covers dogs, cats, birds, ferrets, rabbits, reptiles, and other exotic pets for medical conditions relating to accidents, illnesses and injuries. You can also purchase optional vaccination and routine care coverage.

  • LMU offers Hospital Indemnity coverage through MetLife. You may purchase additional protection for you and your eligible dependents in the event of a short stay in the hospital for an accident or sickness. This benefit pays a cash benefit for hospital admission, as well as a per-day benefit for up to 365 days of hospitalization. It is automatically provided to participants in the Anthem Blue Cross HealthSave Plan. Employees who are not in the Anthem Blue Cross HealthSave Plan may purchase hospital indemnity coverage through a employee paid voluntary plan.

  • MetLife’s Group Accident Insurance provides you with a lump-sum payment after an accident to use as you see fit. It can help with out-of-pocket expenses such as deductibles, copays, transportation to medical centers, childcare and more.